How to use the SIP Calculator
- Enter monthly investment.
- Enter expected annual return and duration.
- Review invested amount, estimated returns, total and the chart.
How it works
Formula: FV = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i), where P is the monthly amount, i is the monthly rate (annual ÷ 12 ÷ 100) and n is the number of months.
Worked example
10,000 a month for 15 years at an assumed 12% a year grows to roughly 5.05 million from 1.8 million invested (illustration only).
Good to know
Important: this is an estimate. Market-linked returns are not guaranteed and vary year to year. It is not investment advice.
Frequently asked questions
No. The tool assumes a constant return for illustration; real returns fluctuate.
Yes. Compounding rewards time, so longer durations grow disproportionately.
Results are estimates for information only and are not financial, tax or legal advice.