How to use the AR Aging Commentary Generator
- Enter the amount in each aging bucket.
- Optionally add credit sales, days in the period and your top past-due customers.
- Edit the commentary, then copy it or download it as text.
How it works
The tool calculates the past-due share, the 61+ day share and an implied DSO, rates the risk against simple thresholds, and writes a paragraph per bucket with a suggested action. The thresholds are stated in the text so you can judge them.
Worked example
With 800,000 current and 400,000 past due, the commentary reports 33.3% past due, rates the risk and lists actions for each bucket from friendly reminders to escalation.
Limits and good to know
The ratings use general thresholds and do not know your industry or customers. Treat the output as a draft summary to edit.
Frequently asked questions
No. It follows fixed rules, so the same numbers always give the same text.
Yes. It is free with no sign-up.
No. Your data is processed in your browser and is not sent to a server.